https://applicant.p-yes.gov.ngPopular star stories with addictive buzz.en-usFri, 31 Jul 2026 02:31:52 -0400https://applicant.p-yes.gov.ng/do-you-sleep-under-the-top-sheet.htmlhttps://applicant.p-yes.gov.ng/do-you-sleep-under-the-top-sheet.htmlfitted sheet goes on the mattress. top sheet goes on top of fitted sheet;you tuck the bottom of top sheet on top of the fitted sheet. then you sleep on the bottom sheet and cover up with the top sheet and your blanket or what ever you use for warmth. What is top sheet used for? The purpose of a top ...Fri, 31 Jul 2026 06:29:35 -0400https://applicant.p-yes.gov.ng/what-is-my-business-activity.htmlhttps://applicant.p-yes.gov.ng/what-is-my-business-activity.htmlDefinition: Business activities refer to all the economic activities, whether directly or indirectly related to making the goods and services available to the consumer and ensure profit earning through customer satisfaction. What are the different types of business activities Class 11? Included in t...Fri, 31 Jul 2026 06:23:40 -0400https://applicant.p-yes.gov.ng/does-fiji-have-hotels.htmlhttps://applicant.p-yes.gov.ng/does-fiji-have-hotels.htmlSheraton Fiji Resort is a 5 star hotel located at Denarau Island in Fiji. How many island Fiji has? 300 islands The archipelago consists of some 300 islands and 540 islets scattered over about 1,000,000 square miles (3,000,000 square km). Of the 300 islands, about 100 are inhabited. The capital, Suv...Fri, 31 Jul 2026 06:19:05 -0400https://applicant.p-yes.gov.ng/can-bankers-cheque-be-deposited-in-any-branch.htmlhttps://applicant.p-yes.gov.ng/can-bankers-cheque-be-deposited-in-any-branch.htmlBanker’s cheques are issued only for the clearing area of the respective bank. It can be cleared in any branch of the same bank and city as it comes under the local jurisdiction. Can a bankers draft be cashed by anyone? Bank drafts are guaranteed by financial institutions and can be used by individu...Fri, 31 Jul 2026 06:17:51 -0400https://applicant.p-yes.gov.ng/how-much-money-does-pediatric-nursing.htmlhttps://applicant.p-yes.gov.ng/how-much-money-does-pediatric-nursing.htmlSalary Range and Outlook Pediatric nurses earn $52,000 to $88,850 a year, although compensation depends on the level of education, experience, geographic location and the type of facility where they work. Experienced pediatric nurses can earn $100,000 a year or more. Do pediatric nurses make good mo...Fri, 31 Jul 2026 06:11:55 -0400https://applicant.p-yes.gov.ng/what-is-an-advantage-of-organizing-the-business-as-a-partnership-rathe.htmlhttps://applicant.p-yes.gov.ng/what-is-an-advantage-of-organizing-the-business-as-a-partnership-rathe.htmlWhat is an advantage of organizing the business as a partnership rather than a corporation? Partnerships can be started up quickly. Partnerships can issue stock to raise money. Partnerships have limited legal liability. Why are most large companies established as corporations rather than as partners...Fri, 31 Jul 2026 05:43:00 -0400https://applicant.p-yes.gov.ng/how-many-countries-is-nivea-sold-in.htmlhttps://applicant.p-yes.gov.ng/how-many-countries-is-nivea-sold-in.html200 countries Today NIVEA is available all over the world, in over 200 countries. Which country product is NIVEA? German NIVEA is a German beauty product and personal care company that was founded in 1911 to market and sell a new, recently-patented skin cream that demographically targeted white wome...Fri, 31 Jul 2026 05:36:29 -0400https://applicant.p-yes.gov.ng/how-is-price-affected-by-supply.htmlhttps://applicant.p-yes.gov.ng/how-is-price-affected-by-supply.htmlSupply and demand is an economic model of price determination in a market. If supply increases and demand remains unchanged, then it leads to lower equilibrium price and higher quantity. If supply decreases and demand remains unchanged, then it leads to higher equilibrium price and lower quantity. W...Fri, 31 Jul 2026 05:25:32 -0400https://applicant.p-yes.gov.ng/how-much-is-the-tuition-fee-in-fatima.htmlhttps://applicant.p-yes.gov.ng/how-much-is-the-tuition-fee-in-fatima.htmlCollege and Transferees – Tuition fees start at Php 22K per semester. College of Medicine – Tuition fees start at Php 110k per semester. Graduate School – Tuition fees cost Php1,912 per unit. How much is the tuition fee in OLFU tourism? Tourism courses offered at OLFU-VALENZUELA Bachelor’s courses M...Fri, 31 Jul 2026 05:17:59 -0400https://applicant.p-yes.gov.ng/what-country-has-the-most-traditional-economy.htmlhttps://applicant.p-yes.gov.ng/what-country-has-the-most-traditional-economy.htmlHaiti Traditional Economy Countries 2021 Rank Country 2021 Population 1 Haiti 11,541,685 2 Bhutan 779,898 Is China a traditional economy? China – Economy. Traditional China was predominantly agricultural. Economic development was aided by imports of machinery and other industrial equipment from the ...Fri, 31 Jul 2026 05:17:57 -0400https://applicant.p-yes.gov.ng/what-is-the-meaning-of-salary-in-lieu.htmlhttps://applicant.p-yes.gov.ng/what-is-the-meaning-of-salary-in-lieu.htmlProfits in lieu of salary are payments received by an employee in addition to the regular salary. The profits in lieu of salary can include both monetary and other forms of compensation. Profits in lieu of salary is taxable under the Income Tax Act and must be declared while filing income tax return...Fri, 31 Jul 2026 05:17:53 -0400https://applicant.p-yes.gov.ng/what-is-the-value-of-a-1910-nickel.htmlhttps://applicant.p-yes.gov.ng/what-is-the-value-of-a-1910-nickel.htmlPricing the 1910 V-Nickel DATE GOOD UNCIRCULATED 1910 V Nickel $2 $60 Source: Red Book Which V nickel is worth money? Even with considerable wear and tear, an 1885 V-Nickel may be worth nearly $400. If you have one that is in pristine condition, it could potentially sell for as much as $2000. The 18...Fri, 31 Jul 2026 05:16:16 -0400https://applicant.p-yes.gov.ng/what-happened-on-august-28th.htmlhttps://applicant.p-yes.gov.ng/what-happened-on-august-28th.htmlThis Day in History: August 28 On this day in 1963, some 200,000 people marched on Washington, D.C., an event that became a high point of the civil rights movement, especially remembered for the famous “I Have a Dream” speech of Martin Luther King, Jr. What bad things happened on August 28? August 2...Fri, 31 Jul 2026 04:59:08 -0400https://applicant.p-yes.gov.ng/what-are-the-3-aspects-to-be-considered-while-preparing-for-an-intervi.htmlhttps://applicant.p-yes.gov.ng/what-are-the-3-aspects-to-be-considered-while-preparing-for-an-intervi.htmlPreparing for an interview Carefully examine the job description. Consider why you are interviewing and your qualifications. Perform research on the company and role. Consider your answers to common interview questions. Practice your speaking voice and body language. What are the top 3 interview...Fri, 31 Jul 2026 04:52:56 -0400https://applicant.p-yes.gov.ng/what-is-socio-cultural-environment.htmlhttps://applicant.p-yes.gov.ng/what-is-socio-cultural-environment.htmlSocio-cultural environment includes the social and cultural forces that shape and influence the business firm. All the business organization operates within the society to satisfy the social need. • Different social factor influence the policy, practices and activities of business. What is socio-cul...Fri, 31 Jul 2026 04:36:32 -0400https://applicant.p-yes.gov.ng/is-the-moon-as-big-as-asia.htmlhttps://applicant.p-yes.gov.ng/is-the-moon-as-big-as-asia.htmlThe continent of Asia is bigger in surface area than the moon. The largest continent on earth, Asia has a surface area of 44.5 million square kilometres. Meanwhile, the moon has a surface area of 37.8 million square kilometres. Further, the area of the moon, when compared to the Earth, is only 7.4%....Fri, 31 Jul 2026 04:29:34 -0400https://applicant.p-yes.gov.ng/what-is-the-best-definition-of-inspection.htmlhttps://applicant.p-yes.gov.ng/what-is-the-best-definition-of-inspection.htmlthe act of looking at something carefully, or an official visit to a building or organization to check that everything is correct and legal: Her passport seemed legitimate, but on closer inspection, it was found to have been altered. She arrived to carry out/make a health and safety inspection of th...Fri, 31 Jul 2026 04:17:35 -0400https://applicant.p-yes.gov.ng/where-does-racetrac-get-its-gas.htmlhttps://applicant.p-yes.gov.ng/where-does-racetrac-get-its-gas.htmlRacetrac and raceway buy from Metroplex Energy, which is a wholesaler that is a wholly owned subsidiary of Racetrac’s parent company. Metroplex buys from multiple refineries, however the gas additives are all a specific mix added by each refinery so that the end product is the same. Who makes RaceWa...Fri, 31 Jul 2026 04:17:24 -0400https://applicant.p-yes.gov.ng/what-are-the-legal-aspects-of-business-communication.htmlhttps://applicant.p-yes.gov.ng/what-are-the-legal-aspects-of-business-communication.htmlUnderstanding the potential legal consequences of communication in business is essential for entrepreneurs, managers and front-line employees alike. Product Disclaimers. Legal Disclosures. Marketing Communications. Financial Reporting. Internal Communications. What are the 2 important aspects of...Fri, 31 Jul 2026 03:38:30 -0400https://applicant.p-yes.gov.ng/what-will-happen-if-there-are-no-proper-cost-controlling.htmlhttps://applicant.p-yes.gov.ng/what-will-happen-if-there-are-no-proper-cost-controlling.htmlOver Budget Perhaps you will run out of funds to complete the project, thus wasting your initial investment. Perhaps you will have to borrow additional money, adding greatly to your interest costs. You could fail to hit deadlines and lose major clients. Why do budgets need to be controlled? There ar...Fri, 31 Jul 2026 03:35:01 -0400https://applicant.p-yes.gov.ng/what-is-the-best-average-apr-on-a-credit-card.htmlhttps://applicant.p-yes.gov.ng/what-is-the-best-average-apr-on-a-credit-card.htmlA good APR for a credit card is 14% and below. That’s roughly the average APR among credit card offers for people with excellent credit. And a great APR for a credit card is 0%. The right 0% credit card could help you avoid interest entirely on big-ticket purchases or reduce the cost of existing deb...Fri, 31 Jul 2026 03:31:03 -0400https://applicant.p-yes.gov.ng/when-did-penneys-become-jcpenney.htmlhttps://applicant.p-yes.gov.ng/when-did-penneys-become-jcpenney.html1913 In 1912, there were thirty-four Golden Rule stores with sales surpassing $2 million. The chain name was changed in 1913, becoming the J. C. Penney Company. Where was the first JC Penney store? Kemmerer, Wyoming, United States JCPenney/Place founded Why is it called JCPenney? COMPANY HISTORY JCP...Fri, 31 Jul 2026 03:24:57 -0400https://applicant.p-yes.gov.ng/what-is-the-meaning-of-household-sector.htmlhttps://applicant.p-yes.gov.ng/what-is-the-meaning-of-household-sector.htmlHOUSEHOLD SECTOR: The aggregate macroeconomic sector that includes the entire wants and-needs-satisfying population of the economy. The household sector includes the entire population of society. It includes all of the consumption-seeking members of society–the entire population. It IS society. What...Fri, 31 Jul 2026 03:20:36 -0400https://applicant.p-yes.gov.ng/how-do-you-use-credit-wisely.htmlhttps://applicant.p-yes.gov.ng/how-do-you-use-credit-wisely.htmlUsing Credit Cards Wisely Study the credit card agreement. Use credit wisely – follow the 20/10 rule. Make your payments on time. Pay off your balance monthly or pay more than the minimum payment. Do not exceed your credit card limit. Don’t use cash advance checks. Use only a few credit cards....Fri, 31 Jul 2026 03:19:48 -0400https://applicant.p-yes.gov.ng/what-are-the-advantages-of-currency-trading.htmlhttps://applicant.p-yes.gov.ng/what-are-the-advantages-of-currency-trading.html10 Main Benefits of Forex Trading It’s a Large and Global Market. It’s Good for Beginners. You Can Trade 24 Hours a Day. There Are Low Transaction Costs. You Can Benefit From Leverage. It’s a Market With High Liquidity. Volatility of the Forex Market. You Can Buy or Sell Currency Pairs Depend...Fri, 31 Jul 2026 03:15:30 -0400https://applicant.p-yes.gov.ng/what-does-yesta-mean-in-spanish.htmlhttps://applicant.p-yes.gov.ng/what-does-yesta-mean-in-spanish.htmlNoun. person who pronounces Spanish “ll” as “y” Translate yeísta using machine translators. What does Bambino mean in Espanol? Define meaning of “bambino”: A young child. Translate “Bambino” to Spanish: Bambino. Translate “bambino” to Spanish: niño. English Synonyms of “bambino”: boy, innocent, male...Fri, 31 Jul 2026 03:08:45 -0400https://applicant.p-yes.gov.ng/can-silence-be-distracting.htmlhttps://applicant.p-yes.gov.ng/can-silence-be-distracting.htmlIn some cases, extroverts are even able to study and retain information better when they are outside the library where it is “too silent” because silence “distracts” them. Noise is typically considered detrimental to one’s cognitive performance. Is noise a distraction? Sounds, particularly those mad...Fri, 31 Jul 2026 03:02:05 -0400https://applicant.p-yes.gov.ng/how-many-countries-use-euros.htmlhttps://applicant.p-yes.gov.ng/how-many-countries-use-euros.html19 Currently, the euro (€) is the official currency of 19 out of 27 EU member countries which together constitute the Eurozone, officially called the euro area. How many countries use the euro 2021? 19 member states A total of 19 member states and a handful of EU territories use this form of currenc...Fri, 31 Jul 2026 02:58:21 -0400https://applicant.p-yes.gov.ng/does-packaging-influence-buying-decisions.htmlhttps://applicant.p-yes.gov.ng/does-packaging-influence-buying-decisions.htmlThe packaging provides the first impression of the product to the consumer. It is one of the strongest factors that influence their purchase decision. Color, size, design, and content, alongside innovation are crucial elements of packaging. They play a very significant role in engaging the customer’...Fri, 31 Jul 2026 02:45:38 -0400https://applicant.p-yes.gov.ng/what-to-say-to-impress-an-interviewer.htmlhttps://applicant.p-yes.gov.ng/what-to-say-to-impress-an-interviewer.htmlHow to Impress an Interviewer “Tell me about yourself.” Don’t describe yourself. “What are your strengths?” Don’t give your opinion. “Tell me about a time when…” You should answer virtually every behavioral interview question like this in the same format. What does an interviewer want to hear? An ...Fri, 31 Jul 2026 02:29:39 -0400https://applicant.p-yes.gov.ng/what-is-development-administration-in-the-philippines.htmlhttps://applicant.p-yes.gov.ng/what-is-development-administration-in-the-philippines.htmlDevelopment Administration is about projects, programs, policies and ideas which are focused at development of a nation, with the point of view of socio-economic and socio-political development of society in general, carried out by talented and skilled bureaucrats. What are the administration in the...Fri, 31 Jul 2026 02:26:55 -0400https://applicant.p-yes.gov.ng/what-is-lateral-communication-example.htmlhttps://applicant.p-yes.gov.ng/what-is-lateral-communication-example.htmlExamples of lateral communication in organisms include: The participants in a flock of birds or a shoal of fish all maintain their relative positions or alter direction simultaneously due to lateral communication. What is lateral coordination? In lateral coordination an organization employs lateral ...Fri, 31 Jul 2026 02:23:28 -0400https://applicant.p-yes.gov.ng/do-pineapples-contain-starch.htmlhttps://applicant.p-yes.gov.ng/do-pineapples-contain-starch.htmlThe pineapple stem reportedly contains 37-41% fiber [20], 30% starch [7] , 2-3% crude protein, and 2-4% fat [20] on a dry weight basis. What is the composition of pineapple juice? Pineapple juice is 84% water, 16% carbohydrates, and contains negligible fat and protein (table). In a 100 ml (g) refere...Fri, 31 Jul 2026 02:13:10 -0400https://applicant.p-yes.gov.ng/what-jobs-will-be-in-demand-in-2021.htmlhttps://applicant.p-yes.gov.ng/what-jobs-will-be-in-demand-in-2021.htmlHere are the top 15 in-demand jobs in 2021 along with the education levels and skills needed to land them. Frontline Ecommerce Worker. Loan and Mortgage Experts. Health Care Supporting Staff. Business Development and Sales Professionals. Experts in Workplace Diversity. Digital Marketing Profess...Fri, 31 Jul 2026 02:00:47 -0400https://applicant.p-yes.gov.ng/what-is-the-difference-between-payment-and-disbursement.htmlhttps://applicant.p-yes.gov.ng/what-is-the-difference-between-payment-and-disbursement.htmlA payment is the agreed value of a product or service. A disbursement is a payment from a dedicated fund. We’ll cover the differences between payments and disbursements and how they’re used. We’ve always found a way to exchange goods: raw materials, services, labor. What is the disbursement process?...Fri, 31 Jul 2026 01:50:20 -0400https://applicant.p-yes.gov.ng/are-target-and-walmart-owned-by-the-same-company.htmlhttps://applicant.p-yes.gov.ng/are-target-and-walmart-owned-by-the-same-company.htmlTarget is owned by the Target Corporation and not by Walmart, even though Walmart has purchased a number of Target stores to be renovated and used as Walmart chain stores. The first Target store was opened as a discount store in 1962, as opposed to the company’s department store chain, Dayton’s. Is ...Fri, 31 Jul 2026 01:50:04 -0400https://applicant.p-yes.gov.ng/what-are-the-top-5-differences-of-western-and-eastern-society-culture-.htmlhttps://applicant.p-yes.gov.ng/what-are-the-top-5-differences-of-western-and-eastern-society-culture-.htmlWrite top 5 differences between western and eastern society, culture and individuals in the table They have variety of junk food. There dress code is modern. They are not much attached to their culture. 4.Peoples are friendly. 5.Peoples are not spiritual. Eastern society. The peoples are believed in...Fri, 31 Jul 2026 01:35:24 -0400https://applicant.p-yes.gov.ng/has-there-ever-been-a-100-year-wedding-anniversary.htmlhttps://applicant.p-yes.gov.ng/has-there-ever-been-a-100-year-wedding-anniversary.htmlMeet The Oldest Couple Who Has Celebrated Their 100th Anniversary – True Love Exists. Marriage is the most special bond between two individuals. In Bathinda, Hararangpura village, this couple has celebrated their 100th anniversary. Bhagwaan Singh is 120 years and his wife’s name is Dhan Kaur, aged 1...Fri, 31 Jul 2026 01:28:49 -0400https://applicant.p-yes.gov.ng/what-is-the-wire-routing-number-for-jpmorgan-chase.htmlhttps://applicant.p-yes.gov.ng/what-is-the-wire-routing-number-for-jpmorgan-chase.htmlIncoming Domestic Wire Transfer Instructions Bank Name : JPMorgan Chase Bank NA Wire Transfer Routing Number : 021000021 Account Holder Name : Your Name Account Number : Your Bank Account Number Which routing number do I use wire or electronic? Routing numbers depend on the type of transaction made....Fri, 31 Jul 2026 01:11:05 -0400https://applicant.p-yes.gov.ng/what-does-lies-do-to-your-body.htmlhttps://applicant.p-yes.gov.ng/what-does-lies-do-to-your-body.htmlAccording to a 2015 review article, constant lying is associated with an array of negative health outcomes including high blood pressure, increased heart rate, vasoconstriction, and elevated stress hormones in the blood. What do you gain from lies? Lying is faking, saying things that are not true, f...Fri, 31 Jul 2026 00:43:26 -0400https://applicant.p-yes.gov.ng/do-you-cook-ham-in-the-foil-it-comes-in.htmlhttps://applicant.p-yes.gov.ng/do-you-cook-ham-in-the-foil-it-comes-in.htmlWhole hams should be cooked fat-side up. Cover pan tightly with aluminum foil. Bake at 275˚F for approximately 15 minutes per pound, until heated through (see chart). It’s important that you don’t overheat it in the oven or your ham could end up dry instead of juicy. How do you cover a ham with alum...Fri, 31 Jul 2026 00:35:13 -0400https://applicant.p-yes.gov.ng/which-ethical-standards-are-vital-in-the-long-run.htmlhttps://applicant.p-yes.gov.ng/which-ethical-standards-are-vital-in-the-long-run.htmlHonesty, integrity, respect, fairness and good faith are essential traits of ethical behavior. Does being ethical result in better performance? The ethical commitments of individual employees has an effect on team and department performance in addition to individual performance. Being an ethical emp...Fri, 31 Jul 2026 00:10:51 -0400https://applicant.p-yes.gov.ng/are-gingers-considered-attractive.htmlhttps://applicant.p-yes.gov.ng/are-gingers-considered-attractive.htmlAt this time, there isn’t any evidence to suggest that gingers are less likely to have those traits that are considered “generically attractive” by the majority of the population, such as high cheekbones, symmetrical faces, and well-proportioned bodies. However, they are much more prone to having fr...Fri, 31 Jul 2026 00:08:09 -0400https://applicant.p-yes.gov.ng/what-is-primerica-ein.htmlhttps://applicant.p-yes.gov.ng/what-is-primerica-ein.htmlPrimerica, Inc. is a corporation in Duluth, Georgia. The employer identification number (EIN) for Primerica, Inc. is 271204330. EIN for organizations is sometimes also referred to as taxpayer identification number or TIN or simply IRS Number. The Central Index Key (CIK) for Primerica, Inc. is 147592...Thu, 30 Jul 2026 23:58:57 -0400https://applicant.p-yes.gov.ng/what-is-the-spending-theory.htmlhttps://applicant.p-yes.gov.ng/what-is-the-spending-theory.htmlThere are two main forms of government in U.S. cities: council-manager and mayor-council. The theory predicts that expected public spending will be lower under mayor-council, but that either form of government could be favored by a majority of citizens. What is the Keynesian economic model? Keynesia...Thu, 30 Jul 2026 23:38:40 -0400https://applicant.p-yes.gov.ng/why-depreciation-is-required.htmlhttps://applicant.p-yes.gov.ng/why-depreciation-is-required.htmlDepreciation needs to be provided because an asset is bound to undergo wear and tear over a period of time. This reduces the working capacity and effectiveness of the asset. Hence, this should reflect the value of the asset, at which it is carried in the books of accounts. What is depreciation a pro...Thu, 30 Jul 2026 23:30:09 -0400https://applicant.p-yes.gov.ng/does-hecs-debt-get-passed-down.htmlhttps://applicant.p-yes.gov.ng/does-hecs-debt-get-passed-down.htmlA deceased person will only make any compulsory HELP repayments for the period before their death. A trustee or executor will need to make these compulsory repayments. The rest of the HELP debt is cancelled upon their death. Does HECS debt go to next of kin? This means that the remaining HECS debt w...Thu, 30 Jul 2026 23:18:11 -0400https://applicant.p-yes.gov.ng/what-are-some-typical-outputs-of-an-ais-why-do-system-analysts-concent.htmlhttps://applicant.p-yes.gov.ng/what-are-some-typical-outputs-of-an-ais-why-do-system-analysts-concent.htmlManagerial reports are the most desirable output of AIS. They are concentrated on in order to understand the outcomes that are required by management. If the required outcomes are not known, the analyst cannot design the required AIS which is why the inputs serve no purpose. You just studied 40 term...Thu, 30 Jul 2026 23:13:21 -0400https://applicant.p-yes.gov.ng/when-did-japan-invade-bali.htmlhttps://applicant.p-yes.gov.ng/when-did-japan-invade-bali.htmlFebruary 17, 1942 Despite the risks involved, a Japanese invasion force left Makassar, on Celebes Island, for Bali on the night of February 17, 1942. Is Japan part of Indonesia? Indonesia is a vital supplier of natural resources such as liquefied natural gas to Japan. Both countries are members of t...Thu, 30 Jul 2026 22:47:33 -0400https://applicant.p-yes.gov.ng/what-would-be-an-example-of-leading-others.htmlhttps://applicant.p-yes.gov.ng/what-would-be-an-example-of-leading-others.htmlLeading by example means you’re guiding others through your behaviors and inspiring them to do the same as you. When you lead by example, you provide a path to direct others down so that everyone is working toward a common goal with the same purpose. What is leading in management with example? When ...Thu, 30 Jul 2026 22:42:08 -0400https://applicant.p-yes.gov.ng/when-the-ledger-balances-are-considered-for-a-trial-balance.htmlhttps://applicant.p-yes.gov.ng/when-the-ledger-balances-are-considered-for-a-trial-balance.htmlA trial balance is a bookkeeping worksheet in which the balance of all ledgers are compiled into debit and credit account column totals that are equal. A company prepares a trial balance periodically, usually at the end of every reporting period. Is trial balance prepared after ledger? The trial bal...Thu, 30 Jul 2026 22:31:21 -0400https://applicant.p-yes.gov.ng/what-are-inputs-in-economics.htmlhttps://applicant.p-yes.gov.ng/what-are-inputs-in-economics.htmlInputs are any resources used to create goods and services. Examples of inputs include labor (workers’ time), fuel, materials, buildings, and equipment. How many types of input are there in economics? Factors of production are inputs used to produce an output, or goods and services. They are resourc...Thu, 30 Jul 2026 22:24:00 -0400https://applicant.p-yes.gov.ng/how-do-you-use-your-credit.htmlhttps://applicant.p-yes.gov.ng/how-do-you-use-your-credit.htmlFollow these credit card tips to help avoid common problems: Pay off your balance every month. Use the card for needs, not wants. Never skip a payment. Use the credit card as a budgeting tool. Use a rewards card. Stay under 30% of your total credit limit. What are five tips for wise credit card...Thu, 30 Jul 2026 22:10:33 -0400https://applicant.p-yes.gov.ng/how-many-times-has-jp-morgan-stock-split.htmlhttps://applicant.p-yes.gov.ng/how-many-times-has-jp-morgan-stock-split.htmlJPMorgan Chase and (JPM) has 3 splits in our JPMorgan Chase and stock split history database. How many times did Bank of America stock split? According to our Bank of America stock split history records, Bank of America has had 3 splits. When did Wells Fargo stock split? August 14, 2006 The Ex-Date ...Thu, 30 Jul 2026 22:01:22 -0400https://applicant.p-yes.gov.ng/what-is-the-problem-of-crisis.htmlhttps://applicant.p-yes.gov.ng/what-is-the-problem-of-crisis.htmlImpact – a situation or event is usually a crisis if it threatens lives, the environment or the organisation’s reputation. While an issue can have impact, it is usually not critical. Urgency – if you are under immediate pressure to make decisions and resolve a problem, that is a sign of crisis. Why ...Thu, 30 Jul 2026 21:58:52 -0400https://applicant.p-yes.gov.ng/which-of-the-following-is-an-example-of-a-voidable-contract.htmlhttps://applicant.p-yes.gov.ng/which-of-the-following-is-an-example-of-a-voidable-contract.htmlMinors who have signed a contract can walk away at any time because they did not have the legal ability to enter this agreement. If one party was tricked or forced into signing, the contract is voidable. It is also voidable if one or more parties was under the influence of drugs or alcohol when sign...Thu, 30 Jul 2026 21:58:16 -0400https://applicant.p-yes.gov.ng/what-is-another-name-for-a-professional-or-office-worker.htmlhttps://applicant.p-yes.gov.ng/what-is-another-name-for-a-professional-or-office-worker.html•white-collar worker (noun) clerical worker, professional worker, career woman. What is another word for worker? synonyms for worker employee. laborer. peasant. trader. help. slave. stiff. toiler. What’s another word for office clerk? What is another word for clerk? bookkeeper administrator worker a...Thu, 30 Jul 2026 21:57:12 -0400https://applicant.p-yes.gov.ng/are-serviced-offices-good.htmlhttps://applicant.p-yes.gov.ng/are-serviced-offices-good.htmlServiced Offices vs Coworking Spaces � Serviced offices are ideal for businesses looking to reduce their overheads and expenses by balancing flexibility with stability. Coworking setups are better suited to freelancers and lean start-ups, especially those with a strong collaborative culture. Why est...Thu, 30 Jul 2026 21:49:50 -0400https://applicant.p-yes.gov.ng/why-is-pop-culture-superficial.htmlhttps://applicant.p-yes.gov.ng/why-is-pop-culture-superficial.htmlAlthough critics sometimes argue that pop culture is very superficial, due to these “manufactured” fads and fashions; often the hype associated with a pop culture subject is actually the leading edge of what eventually evolves into a part of a society’s every day culture or subculture (i.e. televisi...Thu, 30 Jul 2026 21:49:45 -0400https://applicant.p-yes.gov.ng/do-governments-pass-laws.htmlhttps://applicant.p-yes.gov.ng/do-governments-pass-laws.htmlCongress is the legislative branch of the federal government and makes laws for the nation. Congress has two legislative bodies or chambers: the U.S. Senate and the U.S. House of Representatives. Anyone elected to either body can propose a new law. A bill is a proposal for a new law. Why is it impor...Thu, 30 Jul 2026 21:49:08 -0400https://applicant.p-yes.gov.ng/what-age-did-ray-kroc-start-mcdonalds.htmlhttps://applicant.p-yes.gov.ng/what-age-did-ray-kroc-start-mcdonalds.html52 There are a few plot twists, of course, including the fact that it took Ray Kroc more than half a century to dream his American dream. He was 52 when, on this day, April 15, 60 years ago, he opened his first McDonald’s franchise in Des Plaines, Ill. Does the first McDonald’s still exist? NRHP ref...Thu, 30 Jul 2026 21:28:02 -0400https://applicant.p-yes.gov.ng/how-long-do-cia-agents-train-at-the-farm.htmlhttps://applicant.p-yes.gov.ng/how-long-do-cia-agents-train-at-the-farm.htmlBut the 24-year-old isn’t on the set of a Hollywood action film – she’s a real-life CIA spy holed up at the ‘Farm’, a simulated ‘town’ where elite young agents are trained up in secret for six months. What training do you need for the CIA? The CIA requires a bachelor’s degree for most entry-level po...Thu, 30 Jul 2026 21:09:16 -0400https://applicant.p-yes.gov.ng/how-does-the-fed-measure-liquidity.htmlhttps://applicant.p-yes.gov.ng/how-does-the-fed-measure-liquidity.htmlThe bid-ask spread is a commonly used indicator of liquidity. It measures the cost of executing a small trade, with the cost usually calculated as the difference between the bid or offer price and the bid-ask midpoint. The measure can thus be calculated quickly and easily with data widely available ...Thu, 30 Jul 2026 21:07:08 -0400https://applicant.p-yes.gov.ng/what-is-price-of-touchpad.htmlhttps://applicant.p-yes.gov.ng/what-is-price-of-touchpad.html₹5,999. Saco Inspiron 5000 Series 15 inch Laptop Touchpad Prote… Wireless Touchpad. 3.8. ₹273. Can touchpad of a laptop be replaced? The touchpad assembly (usually integrated with the keyboard deck itself) can often be replaced as well. If you can track down the parts and you have a little patience,...Thu, 30 Jul 2026 20:59:08 -0400https://applicant.p-yes.gov.ng/how-does-t-mobile-stores-make-money.htmlhttps://applicant.p-yes.gov.ng/how-does-t-mobile-stores-make-money.htmlWholesale & Others: Revenue is generated through wholesale customers including Machine-to-Machine (“M2M”) and Mobile Virtual Network Operator (“MVNO”) customers that operate on T-Mobile’s network but are managed by wholesale partners. What does T-Mobile invest in? T-Mobile Ventures is an early-t...Thu, 30 Jul 2026 20:48:22 -0400https://applicant.p-yes.gov.ng/what-is-centralization-and-decentralization-with-example.htmlhttps://applicant.p-yes.gov.ng/what-is-centralization-and-decentralization-with-example.htmlCompanies with centralized structure concentrate their authority in upper levels of management. For example, the military has a centralized organization structure. An example of a decentralized organization is a fast-food franchise chain. Each franchised restaurant in the chain is responsible for it...Thu, 30 Jul 2026 20:45:51 -0400https://applicant.p-yes.gov.ng/which-leaders-give-complete-freedom-to-their-employees.htmlhttps://applicant.p-yes.gov.ng/which-leaders-give-complete-freedom-to-their-employees.htmlUnder this style, a manager gives complete freedom to his subordinates. The entire decision-making authority is entrusted to them and so the group operates entirely on its own. There is free flow of communication. Which leadership style is best for employees? Democratic leadership Democratic leaders...Thu, 30 Jul 2026 20:24:33 -0400https://applicant.p-yes.gov.ng/what-do-we-call-the-price-that-a-borrower-must-pay-for-debt-capital.htmlhttps://applicant.p-yes.gov.ng/what-do-we-call-the-price-that-a-borrower-must-pay-for-debt-capital.htmlthe interest rate. The interest rate refers to the charges incurred by borrowers… Why equity is expensive than debt? Indeed, debt has a real cost to it, the interest payable. But equity has a hidden cost, the financial return shareholders expect to make. This hidden cost of equity is higher than tha...Thu, 30 Jul 2026 20:09:48 -0400https://applicant.p-yes.gov.ng/how-is-pineapple-used-in-medicine.htmlhttps://applicant.p-yes.gov.ng/how-is-pineapple-used-in-medicine.htmlBromelain is a mixture of enzymes found in pineapples ( Ananas comosus ) that digest protein (proteolytic). Pineapple has been used for centuries in Central and South America to treat indigestion and reduce inflammation. What happens when we eat pineapple? Does pineapple have any health risks? Consu...Thu, 30 Jul 2026 19:56:25 -0400https://applicant.p-yes.gov.ng/what-causes-underdevelopment-in-third-world-countries.htmlhttps://applicant.p-yes.gov.ng/what-causes-underdevelopment-in-third-world-countries.htmlUnfair trading practices and insufficient aid are both causes of underdevelopment. The system of international trade developed under imperialism, whereby developing countries export cheap raw materials and import expensive finished products persists to this day. Are third world countries underdevelo...Thu, 30 Jul 2026 19:55:28 -0400https://applicant.p-yes.gov.ng/how-much-does-the-average-cabinet-weigh.htmlhttps://applicant.p-yes.gov.ng/how-much-does-the-average-cabinet-weigh.htmlAccording to the kitchen cabinet manufacturers association the weight limit of the average kitchen cabinet is 600 pounds. Even a cheap kitchen cabinet should hold 30 to 50 pounds with no problems or failure. How much does wood furniture weigh? The Average Weight of a Wooden Chair I have found that t...Thu, 30 Jul 2026 19:53:10 -0400https://applicant.p-yes.gov.ng/what-is-the-specialized-structure-of-pineapple.htmlhttps://applicant.p-yes.gov.ng/what-is-the-specialized-structure-of-pineapple.htmlAnswer: Pineapple is a rosette plant with fleshy, overlapping leaves, sometimes with spiny margins, and an extensive root system. The leaves store water absorbed by specialized hairs on their clasping bases. The fruit, which is crowned by a cluster of leaves, is sweet and succulent when ripe. What i...Thu, 30 Jul 2026 19:42:36 -0400https://applicant.p-yes.gov.ng/which-systems-are-responsible-for-supporting-business-activities-for-d.htmlhttps://applicant.p-yes.gov.ng/which-systems-are-responsible-for-supporting-business-activities-for-d.htmlEmphasize that management support systems (MRS), decision support systems (DSS), and executive information systems (EIS), rest on the foundation of transaction processing systems (TPS) that support business operations. TPSs are the major source of data used by the higher-level systems to derive info...Thu, 30 Jul 2026 19:37:26 -0400https://applicant.p-yes.gov.ng/what-do-big-brother-big-sister-volunteers-do.htmlhttps://applicant.p-yes.gov.ng/what-do-big-brother-big-sister-volunteers-do.htmlThe mentorship program works with a serious matching process to pair volunteers with youth to create everlasting relationships. First, the Big Brother Big Sister Program finds youth in need. Do you get paid to be a Big Brother Big Sister? The average Big Brothers Big Sisters salary ranges from appro...Thu, 30 Jul 2026 19:16:04 -0400https://applicant.p-yes.gov.ng/is-freight-brokering-a-good-business.htmlhttps://applicant.p-yes.gov.ng/is-freight-brokering-a-good-business.htmlWith increased demand for brokers and stable and growing income, freight brokering has become a more solid industry with increasingly sustainable growth since 2013. All these positive factors also contribute to a better image of the business, one that is trustworthy and highly profitable. How much d...Thu, 30 Jul 2026 19:11:03 -0400https://applicant.p-yes.gov.ng/what-are-the-responsibilities-of-a-sport-leader.htmlhttps://applicant.p-yes.gov.ng/what-are-the-responsibilities-of-a-sport-leader.htmlResponsibilities of a sports leader Professional conduct. Health and safety. Insurance. Child protection. Legal obligations. Equality. What are 5 responsibilities of a leader? Five roles of a leader The Motivator. Motivation can vary from person to person. The Mentor. Being guided in the right dire...Thu, 30 Jul 2026 18:55:28 -0400https://applicant.p-yes.gov.ng/what-are-current-research-topics-in-finance.htmlhttps://applicant.p-yes.gov.ng/what-are-current-research-topics-in-finance.htmlWhat are the current research areas in Finance? FinTech (Financial Technology) implementations and challenges. Green finance/Social funding of green financing. Blockchain implementations. Cryptocurrencies (Bitcoin, Ethereum, etc.). Crowdfunding implementations. Corporate governance. What are s...Thu, 30 Jul 2026 18:55:09 -0400https://applicant.p-yes.gov.ng/what-is-it-called-when-a-company-sends-jobs-overseas.htmlhttps://applicant.p-yes.gov.ng/what-is-it-called-when-a-company-sends-jobs-overseas.htmlWhen a company sends jobs overseas to be conducted in foreign countries, it is known as: outsourcing. Added 166 days ago|2/5/2021 7:28:17 PM. Who started outsourcing? economist Ronald Coase According to several authors, the term “outsourcing” was created by the economist Ronald Coase. It evolved fro...Thu, 30 Jul 2026 18:47:38 -0400https://applicant.p-yes.gov.ng/what-is-favorable-material-price-variance.htmlhttps://applicant.p-yes.gov.ng/what-is-favorable-material-price-variance.htmlThe variance is said to be favorable when the Standard materials Price is higher than the Actual Materials Price, since less money was spent in purchasing the materials than the allowed standard. What does a favorable labor quantity variance mean? The formula for the labor efficiency variance is: (A...Thu, 30 Jul 2026 18:43:14 -0400https://applicant.p-yes.gov.ng/when-did-it-become-legal-for-us-citizens-to-own-gold-again.htmlhttps://applicant.p-yes.gov.ng/when-did-it-become-legal-for-us-citizens-to-own-gold-again.htmlDecember 31, 1974 The limitation on gold ownership in the United States was repealed after President Gerald Ford signed a bill legalizing private ownership of gold coins, bars, and certificates by an Act of Congress, codified in Pub. L. 93–373, which went into effect December 31, 1974. Can US govern...Thu, 30 Jul 2026 18:41:03 -0400https://applicant.p-yes.gov.ng/what-year-did-the-first-mcdonalds-open.htmlhttps://applicant.p-yes.gov.ng/what-year-did-the-first-mcdonalds-open.htmlApril 15, 1955, San Bernardino, California, United States McDonald’s/Founded Who opened the first McDonald’s in 1940? Ray Kroc McDonald’s Type Public Industry Restaurants Genre Fast food restaurant Founded May 15, 1940 in San Bernardino, California Founders Richard and Maurice McDonald (1st restaura...Thu, 30 Jul 2026 18:39:00 -0400https://applicant.p-yes.gov.ng/how-do-you-introduce-yourself-in-a-new-email.htmlhttps://applicant.p-yes.gov.ng/how-do-you-introduce-yourself-in-a-new-email.htmlFollow these steps when writing a self-introduction email to your team: Write a friendly subject line. Choose your tone based on the company culture. Explain why you’re writing. Describe your background and new role. Show your enthusiasm. Send follow-up messages. How do you introduce yourself c...Thu, 30 Jul 2026 18:36:11 -0400https://applicant.p-yes.gov.ng/who-was-the-leader-of-the-steel-industry-in-the-us.htmlhttps://applicant.p-yes.gov.ng/who-was-the-leader-of-the-steel-industry-in-the-us.htmlAndrew Carnegie Scottish-born Andrew Carnegie (1835-1919) was an American industrialist who amassed a fortune in the steel industry then became a major philanthropist. Who built steel into a giant American industry? Carnegie Steel Company Type Partnership Founded July 1, 1892 Founder Andrew Carnegie...Thu, 30 Jul 2026 18:35:16 -0400https://applicant.p-yes.gov.ng/what-will-make-a-barrel-lighter-if-you-put-it-in-a-barrel.htmlhttps://applicant.p-yes.gov.ng/what-will-make-a-barrel-lighter-if-you-put-it-in-a-barrel.htmlExplanation. If you make a hole in the barrel, it will make the barrel lighter. What gets lighter the more you put into it? air does have weight, and adding more would just compress it, so it’d be getting heavier the more you add. What can you add to a bucket of water to make it weigh less riddle? A...Thu, 30 Jul 2026 18:33:20 -0400https://applicant.p-yes.gov.ng/what-you-mean-by-occupation.htmlhttps://applicant.p-yes.gov.ng/what-you-mean-by-occupation.html1a : an activity in which one engages Pursuing pleasure has been his major occupation. b : the principal business of one’s life : vocation Teaching was her occupation. What is an example of occupation? An activity or task with which one occupies oneself; usually specifically the productive activity,...Thu, 30 Jul 2026 18:21:07 -0400https://applicant.p-yes.gov.ng/is-verdi-real-wine.htmlhttps://applicant.p-yes.gov.ng/is-verdi-real-wine.htmlTHE VERDI BRAND A SPUMANTE PRODUCED IN ITALY, HOME OF THE OLDEST WINE PRODUCING REGION IN THE WORLD. RESEALABLE CORK CLOSURE KEEPS THE PRODUCT FRESH FOR UP TO 7 DAYS. THE SPARKLETINI FLAVORS ARE MADE WITH ALL NATURAL FRUIT FLAVORS. LIGHT, SOFT AND FRUITY FLAVOR SERVED CHILLED. Is Verdi a prosecco? V...Thu, 30 Jul 2026 18:12:06 -0400https://applicant.p-yes.gov.ng/what-forces-affect-a-plane-in-flight.htmlhttps://applicant.p-yes.gov.ng/what-forces-affect-a-plane-in-flight.htmlAn airplane in flight is acted on by four forces: lift, the upward acting force; gravity, the downward acting force; thrust, the forward acting force; and drag, the backward acting force (also called wind resistance). Lift opposes gravity and thrust opposes drag . What are the three forces that act ...Thu, 30 Jul 2026 18:10:20 -0400https://applicant.p-yes.gov.ng/why-are-government-subsidies-bad.htmlhttps://applicant.p-yes.gov.ng/why-are-government-subsidies-bad.htmlBy aiding particular businesses and industries, subsidies put other businesses and industries at a disadvantage. This market distortion generates losses to the economy that are not easily seen and thus generally aren’t considered by policymakers. What are welfare payments or consumer subsidies in So...Thu, 30 Jul 2026 17:33:02 -0400https://applicant.p-yes.gov.ng/can-i-get-a-masters-in-nursing-with-a-bachelors-in-business.htmlhttps://applicant.p-yes.gov.ng/can-i-get-a-masters-in-nursing-with-a-bachelors-in-business.htmlAbsolutely. You can also earn a MSN if you have a bachelor’s degree in a non-nursing field of study. Most people interested in earning a masters degree in nursing pursue careers in a variety of healthcare work environments and are referred to as APRNs, or advanced practice registered nurses. How do ...Thu, 30 Jul 2026 17:24:57 -0400https://applicant.p-yes.gov.ng/how-can-i-get-original-certificate-from-andhra-university.htmlhttps://applicant.p-yes.gov.ng/how-can-i-get-original-certificate-from-andhra-university.htmlThe Candidates who wish to apply for Original Degree Certificates, Provisional Certificates, Individual Marks Memos, Consolidated Marks Memos, Migration Certificate, Rank Certificates, Revaluation Marks Memos, Genuineness Certificates and other relevant Certificates from Andhra University shall appl...Thu, 30 Jul 2026 17:20:46 -0400https://applicant.p-yes.gov.ng/what-topics-are-covered-in-mba-finance.htmlhttps://applicant.p-yes.gov.ng/what-topics-are-covered-in-mba-finance.htmlMBA in Finance – Course Content Corporate investment management. Portfolio management. Hedge fund management. Small business and corporate finance. Investments. Securities analysis. Borrowing. Fundraising. How do I choose a project topic for MBA? Tips and Tricks to Choose MBA Projects Research is th...Thu, 30 Jul 2026 16:48:25 -0400https://applicant.p-yes.gov.ng/do-i-qualify-as-a-small-business.htmlhttps://applicant.p-yes.gov.ng/do-i-qualify-as-a-small-business.htmlMeet size standards Most manufacturing companies with 500 employees or fewer, and most non-manufacturing businesses with average annual receipts under $7.5 million, will qualify as a small business. What does the IRS consider a small business? The SBA has a number of size standards — including emplo...Thu, 30 Jul 2026 16:43:33 -0400https://applicant.p-yes.gov.ng/what-are-the-three-main-factors-that-usually-affect-plant-growth.htmlhttps://applicant.p-yes.gov.ng/what-are-the-three-main-factors-that-usually-affect-plant-growth.htmlEnvironmental factors affect range plant growth. The three most ecologically important environmental factors affecting rangeland plant growth are light, temperature, and water (precipitation). Plant growth and development are controlled by internal regulators that are modified according to environme...Thu, 30 Jul 2026 16:23:20 -0400https://applicant.p-yes.gov.ng/who-was-the-richest-person-in-2009.htmlhttps://applicant.p-yes.gov.ng/who-was-the-richest-person-in-2009.htmlWilliam Gates III Billionaire List 2009 Rank Name Age 1 William Gates III 53 2 Warren Buffett 78 3 Carlos Slim Helu & family 69 Who was Forbes richest person in 2009? Top Ten Rank Name Age Source: Forbes.com 1 William Gates III 53 2 Warren Buffett 78 3 Carlos Slim Helu & family 69 Who was ri...Thu, 30 Jul 2026 16:12:24 -0400https://applicant.p-yes.gov.ng/can-you-give-me-an-example-of-a-time-when-you-have-taken-initiative.htmlhttps://applicant.p-yes.gov.ng/can-you-give-me-an-example-of-a-time-when-you-have-taken-initiative.htmlBut I still took the initiative and challenged how they did things in the company, though I was a new member of the team… I had to take the initiative a lot in my last job, and more than anything else it meant working overtime. And we weren’t specially compensated for working overtime, so it was rea...Thu, 30 Jul 2026 16:10:11 -0400https://applicant.p-yes.gov.ng/who-is-the-richest-person-in-the-world-2020-list.htmlhttps://applicant.p-yes.gov.ng/who-is-the-richest-person-in-the-world-2020-list.htmlTop 10 richest people in the world Bernard Arnault & Family – $198.4 billion. Jeff Bezos – $193.8 billion. Elon Musk – $184.7 billion. Bill Gates – $131.6 billion. Mark Zuckerberg – $129.2 billion. Larry Ellison – $117.1 billion. Larry Page – $115.7 billion. Sergey Brin – $112.0 billion. ...Thu, 30 Jul 2026 16:06:09 -0400https://applicant.p-yes.gov.ng/how-do-you-resolve-credit-problems.htmlhttps://applicant.p-yes.gov.ng/how-do-you-resolve-credit-problems.htmlBelow are eight steps you can take to fix your bad credit. Get your credit report. Check your credit report for errors. Dispute errors in your report. Pay late or past-due accounts. Increase your credit limits. Pay off high-interest, new credit accounts first. Open a new credit card. Pay bala...Thu, 30 Jul 2026 16:06:01 -0400https://applicant.p-yes.gov.ng/what-are-the-steps-in-a-planning-process.htmlhttps://applicant.p-yes.gov.ng/what-are-the-steps-in-a-planning-process.htmlLet us take a look at the eight important steps of the planning process. Suggested Videos. Classification of business. 1] Recognizing Need for Action. 2] Setting Objectives. 3] Developing Premises. 4] Identifying Alternatives. 5] Examining Alternate Course of Action. 6] Selecting the Alternati...Thu, 30 Jul 2026 15:24:42 -0400https://applicant.p-yes.gov.ng/how-much-is-the-film-industry-worth-2020.htmlhttps://applicant.p-yes.gov.ng/how-much-is-the-film-industry-worth-2020.htmlPwC’s Global Entertainment & Media Outlook 2020–2024 says that the global recession caused by the pandemic will mean that 2020 will “see the sharpest fall in global entertainment and media revenue in the 21-year history of this research,” with a decline of 5.6 percent, or more than $120 billion,...Thu, 30 Jul 2026 15:23:33 -0400https://applicant.p-yes.gov.ng/what-kind-of-business-structure-is-a-bakery.htmlhttps://applicant.p-yes.gov.ng/what-kind-of-business-structure-is-a-bakery.htmlYou can either operate as a sole proprietorship or limited liability private company. It is best to incorporate your bakery business as a limited liability company since it limits your responsibility for the debts or liabilities that the bakery may incur to the amount you have invested as capital in...Thu, 30 Jul 2026 15:23:17 -0400